Pension Consultants à St. John's, NL avec e-mail, site web
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446 Newfoundland Dr, Suite 213, St. John's, A1A 4G7
(709) 748-8685
Merit Contractors Association of Newfoundland and Labrador (Merit NL) is a group of open shop construction contractors who provide human resources solutions for their employees such as a comprehensive benefit plan, safe working conditions, access to all construction sites, meaningful and practical training programs, retirement programs, job search assistance, and more. Merit NL is dedicated to addressing the issues of the open shop construction sector and is the only voice that speaks to government and other organizations on behalf of our membership. We represent contractors in all trades of the open shop sector of the construction industry, who together with their employees, comprise of 71% of all construction workers in Newfoundland and Labrador (Statistics Canada 2011). A group of construction company owners and senior representatives of 15 general contracting firms concerned about the state of employee relations first founded Merit Contractors Association in 1986 in Alberta, following the 1982-85 recession. At the time, recessionary and competitive pressures had emaciated the workforce and had depressed wages. As well, few open shop contractors were providing benefit, retirement or training programs to their employees. Our founders felt a more cooperative approach to employee relations was required in the construction industry. Merit Contractors Association is now established in most provinces in Canada. Merit NL was officially incorporated in 1992 and celebrated its 20th anniversary in 2012. Merit NL is a member of Merit Canada . 
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7 Stamp’s Lane, St. John's, A1E 3C9
(709) 722-8060
Financial security planning is about more than saving money for retirement – it’s about helping protect what means the most to you and helping you achieve your short- and long-term goals. The first step to achieving your financial security goals is creating a financial security plan. Our goal is to help you build a plan that’s tailored to your needs, flexible enough to meet your changing needs and based on solid insurance and investment products. To build financial security plans, we use a proven process based on the four cornerstones of financial security – financial security at death, at retirement, liquidity and disability and critical illness. Working together, we assess your total financial security planning needs regarding retirement, insurance, major purchases and education – then we look at product solutions to help address those specific needs.