Whalen Mortgages Fort McMurray - Produits
RRSP Home Buyers Plan
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RRSP Home Buyers' Plan (HBP) at Whalen Mortgages Fort McMurray The RRSP Home Buyers' Plan (HBP) allows first-time homebuyers to withdraw up to $35,000 from their RRSPs tax-free to help with the purchase of a home. This program can significantly boost your down payment and make homeownership more attainable. Key Points: Tax-Free Withdrawals: Up to $35,000 per person, tax-free, for buying or building a home. Eligibility: Must be a first-time homebuyer and use the home as your primary residence. Repayment: Withdrawn funds must be repaid into your RRSP over 15 years, starting the second year after withdrawal. How We Help: Guidance: We provide expert advice on using the HBP and ensure you meet all requirements. Support: Assist with the withdrawal process and integrate it into your mortgage plan. Contact Whalen Mortgages Fort McMurray to see how the HBP can help you achieve your homeownership goals.