Scrivens Insurance and Investment Solutions - Produits, offres, nouvelles


Two Families Come Together Scrivens acquires Mullally Insurance & Annuity Agency Ltd. [Press Release]

8 mai 2019

OTTAWA, ON (January 10, 2019) – A leading provider of financial planning solutions, W.H. Scrivens Financial Services Ltd. entered an agreement to acquire Mullally Insurance & Annuity Agency and will continue to operate under Scrivens Insurance and Investment Solutions at its main office, 270 MacLaren Street, Ottawa. Vince and Jeff Mullally, the principals of Mullally, have decided to retire, thus the need of a solution for their many long-term clients.

Scrivens and Mullally have many of the same values and the transition will be seamless for clients of both organizations. The acquisition of Mullally further increases Scrivens share in the marketplace and will be able to provide greater access to financial markets.

Scrivens has brought on two additional employees to ease the transition to help maintain its focus on superior service. Jake Scrivens, the son of Michael Scrivens, has joined the organization as a Technical Assistant. Stephan Smith has joined as a Financial Advisor and, with over 18 years of experience in financial services,
will be a great addition to the Scrivens team.


Roy Evans, (613) 236-9101 |


Home-Based Business Coverage [Overview]

8 mai 2019

Common coverages for home-based businesses include personal business property, professional liability, business income, personal and advertising injury, loss of business data, crime, theft and auto coverage. Depending on the type of home-based business you have, not all coverages apply, and other coverage options may be available.

Coverage Options

Based on your business needs, you have three basic coverage options to choose from, depending on your level of risk:

Homeowners Policy Endorsement

This provides the least amount of coverage and, therefore, is not ideal for most home-based businesses (depending on the level of risk).  While it may provide enough coverage for a freelance writer with one computer and no business foot traffic, it’s not enough for someone who employs others, has clients visiting his or her home or has valuable business equipment and/or inventory.

In-home Business Policy

More comprehensive than a homeowners policy endorsement, in-home business coverage is a stand-alone policy that provides higher amounts of coverage for business equipment and liability.

Business Owners Policy, or BOP

A BOP bundles property and liability insurance into one policy. Created specifically for the small- to mid-size business, a BOP covers your business property and equipment, loss of income, extra expense and liability. It is the most comprehensive property and liability option. It does not include health or disability insurance, which are available as separate policies.

What’s Your Risk?

While most homeowners insurance policies do cover a limited amount of business equipment—computers, copiers and printers, to name a few—it's likely that what you own is worth more than your policy's limits. Also, your homeowners liability insurance probably won't cover any injuries that may occur to the employees or clients that you have on your premises. What’s a home-based businessperson to do?

Properly insuring your home-based business is crucial to protecting both your business and your home. At Scrivens, we understand the small business owner’s personal and business needs, and can help you tailor coverage that’s as unique as the products and services you provide. Contact us today to learn more about how we can help you insure your livelihood.