L'AvantageCourtier, Montréal, QC

WHY A MORTGAGE BROKER?
With so much money at stake, and the legal details so hard to fathom, home buyers are justified in being cautious about their decision to take out a mortgage.
Whether you are a first-time homebuyer, refinancing for cash out or a lower rate, or considering an investment or commercial property, you will be well advised to learn as much as you can about the mortgage process.
Your Credit Report: Background and Answers
Are you planning to acquire a property (house, condo, cottage, duplex, etc.)?
To do this, you need a stable job, sufficient income and a good credit history.
If you are self-employed, there are also opportunities for you. Have you ever been bankrupt?
Have you already made a proposal? You have no idea how good your credit report is?
You may have heard of Equifax or Transunion, the organizations that collect all credit information from Canadian citizens.
They constantly update your credit report. Banks and companies with which you have a receivable communicate every detail of how you repay your debts. If you make a payment 1 day late, it will be noted.
There will be no serious consequences, but if this delay is frequent or if it is greater, for example by a month or more, it can affect your beacon score (as they say in the middle).
Credit score, credit score or credit score, all these expressions mean the same thing.
Many websites claim to give the magic recipe to increase your credit rating quickly and keep it high, but in reality, no one knows exactly how to calculate it (except the mathematicians at Equifax and Transunion).
So be wary of sites that claim to know the exact number of points you will earn with their strategy.

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