Health Risk Services Inc., Calgary, AB

Health Risk Group Benefits delivers flexible health and dental solutions tailored to businesses of all sizes. Plans range from traditional group coverage-life, disability, critical illness, extended health, and dental-to Private Health Services Plans (PHSPs) with Health Spending Accounts, Flexible Spending Accounts, and Cost-Plus Plans for more control and tax efficiency. Each client engagement begins with a Discovery Session, followed by customized design, implementation, and ongoing advocacy to ensure sustainable value. Backed by over 40 years of expertise, Health Risk is built on Empathy, Education, Empowerment, and Experience-helping organizations cut costs intelligently and create benefits employees truly value.