Allain & Associates, Brampton, ON

Personalized Financial Planning: Development of a comprehensive long-term plan to show you how to reach your goals. We also offer segmented planning should you require planning for a specific need such as an educational funding strategy, or the design of a retirement income drawdown plan etc..
? Investment Planning: Asset allocation advice. Risk/reward analysis. Personal portfolio management. Portfolio rebalancing. Products include; GICs, mutual funds, and segregated funds sold through Investia Financial Services Inc.
? Retirement Planning: Effectively address your retirement issues and concerns to develop a realistic and achievable retirement plan. We specialize is setting up Self-Directed Registered Retirement Savings Plans (RRSP's) and Registered Retirement Income Funds (RRIF's).
? Insurance Planning: Development of a program to make certain that your liabilities and obligations are covered, and your family protected. Products include; Term Life Insurance, Permanent Life Insurance, Disability Insurance, Long-Term Care Insurance, and Critical Illness insurance provided through multiple insurance carriers.
? Tax Planning: Employing appropriate tax planning strategies to ensure that you minimize taxes today and in the future; Investing to maximize after-tax return on investments. Reducing your family's tax burden with effective income splitting techniques. Deferring taxes with RRSP's and other plans, Strategies for self-employed, and much more.