Alex Vinarski Mortgage Broker, Invis Inc, Vancouver, BC

As a specialist in private and alternative mortgages, I offer private mortgages throughout Vancouver and across British Columbia. In addition, I am also a private mortgage lender.
Private mortgages are great solution for variety of financial needs. They can be used for debt consolidation, investment in business development, renovation, property purchase, foreclosure prevention, and even kids education. Mortgage amount can be from $20000 to $5m.
PRIVATE MORTGAGES.
Private lenders lend based on the equity in the property, not client’s income or credit. To arrange private mortgage all we need is application, credit bureau, and appraisal. Best of all, there are no up front fees, and private mortgages can be funded quickly. 
When selecting a private mortgage, it's essential to look beyond just interest rate and fee.         
Renewal fee can vary, with some lenders charging $200, and others up to 1.5% of the mortgage amount. Some lenders may also increase the rate by 2%-4% after first year, but most of the lenders will keep the same rate. 
HOME EQUITY LINE OF CREDIT (HELOC).
HELOC can be register as a first or second mortgage and based purely on the equity in your home. This is very similar to bank Line of Credit, and a very convenient product for clients who need access to funds frequently.  
No income verification required. No pay stub, or tax return, no upfront fee. Only need mortgage application, and appraisal ordered by the lender.
HOME EQUITY VISA is another good product. It's registered as a 1st or 2nd mortgage and can be up to $500, 000. Rate from 7.99%, and clients receive 1% cashback on purchases. For this product, the lender requires business registration, and confirmation that business generates revenue (business bank statements showing deposits, paid invoices, etc). Don't need to show tax return.
B LENDERS. Stated income for self employed. 
If you are self-employed and don't qualify for a bank mortgage due to credit or income issues, I can ar

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